A step-by-step guide to building a business credit profile from zero. D-U-N-S registration, trade-line strategy, business credit-card roadmap, and the vendor list that reports to commercial credit bureaus. Instant download.
Instant delivery. Actionable from day one. · Patriot Filings is not affiliated with any government agency.
Every time you swipe your personal card for a business expense, you're mixing personal and business liability. Every time you apply for business funding using your personal credit score, you're putting your personal assets on the line. And every month that passes without a business credit profile is a month you can't access business-only financing.
Most LLC owners don't realize they can build business credit separate from their personal credit. It's not automatic — there's a specific sequence. Register your business with Dun & Bradstreet. Open trade lines with vendors that report to commercial bureaus. Then stack business credit cards that build your profile. This kit gives you the exact sequence, the vendor list, and the timeline.
Step-by-step walkthrough to register with Dun & Bradstreet (free) and establish your business identity in the commercial credit system.
15+ vendors that extend net-30 terms to new businesses and report payment history to commercial credit bureaus. Your first trade lines.
How to leverage Tier 1 trade lines to qualify for business credit cards — store cards, then fleet cards, then general-purpose cards.
Timeline from your first trade line to qualifying for business lines of credit, equipment financing, and SBA microloans.
How Dun & Bradstreet, Experian Business, and Equifax Commercial work — what they track, and what matters for your PAYDEX score.
How to fully separate personal and business finances: EIN, business bank account, business address, business phone, and business credit applications.
Where applicable, notes on state-specific business credit programs and incentives.
The single template/kit, delivered instantly. The right choice if you know which document you need and want to handle the rest yourself.
All six digital products — operating-agreement template, business-plan kit, credit-building kit, resolution templates, compliance calendar, and labor-law posters. The full DIY toolkit for $75 less than buying individually.
A custom-prepared operating agreement, EIN registration assistance, and Certificate of Existence filed with your state — plus every product in the Digital Products Bundle. The full done-for-you experience.
Kit delivered by email the moment payment clears.
Takes about 10 minutes; the guide walks you through it.
The guide provides the vendor list and application tips.
Establishes the payment history that feeds your PAYDEX score.
Use your new trade-line references to qualify for store and fleet cards.
Business lines of credit, equipment financing, and SBA microloans open up.
Want the complete LLC toolkit? The Digital Products Bundle ($197) includes this kit plus five more essential products.